Update 5/31/26: Bonus now up to $500 but requires a direct deposit (previously $300 and no direct deposit). Hat tip to the reader snail
Update 11/2/25: Bonus now $300. Hat tip to the reader Jeremy S
Offer at a glance
- Maximum bonus amount: 300 dollars
- Availability: Must live, work, worship, attend school, or regularly conduct business in Suffolk or Nassau County, NY
- Direct deposit required: No.
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card financing: Up to $1,000without American Express
- Monthly fees: ANY
- Early account closure fee: Six months, loss of bonus
- Family boundary: ANY
- Expiration date: None listed
Offers
- Suffolk Federal Credit Union offers a $500 checking bonus when you open a new checking account.
- get $250 when you make qualifying direct deposits totaling $2,500 or more within your first 90 days
- Another $250 when you make additional qualifying direct deposits totaling $2,500 or more between days 91–180
Fine Press
- Offer to new Suffolk Federal Credit Union members only, existing members not eligible.
- To qualify for the $100 bonus, the Sharks Account must be opened and maintained with a minimum balance of $5 and remain open for six months.
- If the checking account is closed by the member or Suffolk Federal Credit Union within six months, the bonus amount will be deducted on closing.
- You must use your Sharks Debit Card for 10 point-of-sale (POS) signature-based purchases within the first 60 days of account opening to receive the bonus.
- The bonus will be credited to your account within 60-90 days of account opening.
- Membership at Suffolk Federal requires a stock savings account with a minimum balance of $5.
- Membership is open to anyone who lives, works, worships, attends school or regularly conducts business in Suffolk or Nassau County, NY, as well as immediate family members of current membership.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
This account has no monthly fees to worry about.
Early account termination fee
The account must be kept open for six months or the bonus will be forfeited
Our verdict
In the past there was a target bonus of $200. Assuming this is a soft pull and you live in the area it’s worth doing as the requirements are easy to meet.
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