Update 5/9/26: The deal is back up 6/30/26. Hat tip to the reader Bockrr
Offer at a glance
- Maximum bonus amount:200 dollars
- Availability:Limited to OH counties: Montgomery, Darke, Preble, Warren, Miami, Clark and Greene.
- Direct deposit required:Yes, no minimum
- Additional requirements:See below
- Hard/soft pull: Gentle pull
- ChexSystems:Unknown
- Credit card financing:Unknown
- Monthly fees:$2 avoidable
- Early account closure fee:Unknown
- Family boundary:None listed
- Expiration date:31.10.25
Offers
- CODE Credit Union offers a $400 bonus when you open a new checking account and meet the following requirements:
- Open aRefund checkaccount from31.10.25
- Sign upeDeclaration
- Get a CODE VISA debit card
- Maintain an average daily balance of1000 dollars
- Place and getdirect deposits totaling $1,000 or more within 60 days
Fine Press
- To receive a $400 cash bonus, open a new Cash Back Checking account with select services (wealth, debit card and direct deposits totaling at least $1,000 within 60 days of account opening) by October 31, 2025.
- To receive a $300 cash bonus, open a new Smart Savings Checking account with select services (wealth, debit card and direct deposit totaling at least $500 within 60 days of account opening) by October 31, 2025.
- Cash bonus will be deposited after verification of selected services. Offer valid for new current accounts only.
- Must not have had a previous checking account with CODE Credit Union within the last 12 months. Limit one promotional bonus per member.
- The bonus can be reported on IRS Form 1099-INT.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
Cashback Check has no monthly fee with eStatements + $1,000 balance. Otherwise there is a $5 paper fee and $5 monthly service fee.
Early account termination fee
I couldn’t find a fee plan so unsure whether there is an early account termination fee or not.
Our verdict
Better than the previous $100 referral bonus AND $200 bonus. We will add this to our list best control bonuses.
Hats off to him ShawntheShawn
Useful posts about bank bonuses:
- A Beginner’s Guide to Bank Account Bonuses
- Bank Account Quick Reference Table (Calculated Sheet) (very useful for ranking bonuses according to different parameters)
- PSA: Don’t call the bank
- Login to ChexSystems
- Banks and credit unions that are sensitive to ChexSystems requirements
- What Banks and Credit Unions Do/Don’t Attract ChexSystems?
- How to use our direct deposit site for banking bonuses site
- Common Bonus Bank Misconceptions + Why You Should Give Them a Go
- How many bank accounts can I safely open in a year for the purposes of the bank bonus?
- Affiliate links and bank bonuses – We will not use them
- Complete list of ways to close bank accounts in each bank
- Banks that allow/disallow overseas check applications
- Bank bonus posting times
