Update 7/11/26: The bonus is now $250. Hat tip to the reader Bockrr
Offer at a glance
- Maximum bonus amount: 200 dollars
- Availability: Membership is open to anyone who lives, works, worships or attends school in Clackamas, Marion, Multnomah, Polk, Washington and Yamhill counties, as well as their immediate family members.
- Direct deposit required: Yes, no minimum mentioned
- Additional requirements: 16 daily transactions until 31.12.25
- Hard/soft pull: Gentle pull
- ChexSystems: Unknown
- Credit card financing: ANY
- Monthly fees: ANY
- Early account closure fee: None listed
- Family boundary: ANY
- Expiry date: July 31, 2026. 15.11.2025
Offers
- Embold Credit Union offers a $200 bonus when you open a new checking account and meet the following requirements:
- Send your salary or recurring income to your new account.
- Complete 16 daily transactions by September 30, 2026
Fine Press
- Offer valid for new memberships at Embold Credit Union opened between 15.9.2025 and 15.11.2025.
- To qualify for the $200 bonus, new members must: (1) open a new personal checking account, (2) create a qualifying recurring direct deposit, and (3) complete 16 debit card transactions by 12/31/2025.
- The bonus will be deposited into the member’s checking account by 1/15/2026.
- Membership qualifications and account qualifications apply.
- Offer not available to existing members or those who have closed an Embold current account within the last 12 months.
- One bonus per member.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
This account has no monthly fees to worry about.
Early account termination fee
I was unable to find a fee schedule so unsure if there is any EATF or not.
Our verdict
Please share your experiences in the comments below.
Hat tip to the reader ShawntheShawn
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