Offer at a glance
- Maximum bonus amount: 400 dollars
- Availability: Only Puerto Rico, it seems, may have been OOS available before
- Direct deposit required: Yes, $1,500
- Additional requirements: ANY
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card financing: Unknown
- Monthly fees: ANY
- Early account closure fee: Unknown
- Family boundary: ANY
- Expiration date: December 31, 2026
Offers
- Oriental Bank offers a bonus of up to $400 when you open a new Libre account. The bonus you receive is activated after you have received direct deposits for at least three consecutive cycles in your Libre account (must be completed within the first 6 cycles).
- Get a direct deposit of $1,500 up to $2,499.99 and get a $200 bonus
- Get a direct deposit of $2,500 up to $4,999.99 and get a $300 bonus
- Make a direct deposit of $5,000 or more and get a $400 bonus
Fine Press
- The tiered bonus of $200 to $400 applies to individuals who open a Libre account between April 16, 2026 and December 31, 2026 and who do not hold an individual deposit account with Oriental Bank either in the month the account is opened or in the month before the account is opened.
- To qualify for the bonus, direct deposits corresponding to payroll payments, social security or pension/retirement benefits of $1,500.00 or more per cycle must be scheduled and received for three (3) consecutive cycles in the Cuenta Libre after account opening and within the designated promotional period.
- Customer has up to six (6) cycles from account opening date to complete three (3) consecutive qualifying direct deposit cycles.
- The account must be open at the time the bonus is credited.
- The bonus will be credited in the next cycle after the requirements are met and will be determined based on the average total of qualifying direct deposits received during three (3) consecutive cycles within the promotional period, according to the following direct deposit levels: $1,500.00-$2,499.99 qualify for a $200 bonus; $2,500.00-$4,999.99 qualifies for a $300 bonus; $5,000.00 or more qualifies for a $400 bonus. Limit one bonus per customer, who must be the primary account holder.
- Bonus is not valid with other promotions or offers and may not be combined, accumulated or used in conjunction with any other bonus or offer.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
This account has no monthly fees to worry about.
Early account termination fee
I was not able to find a fee schedule so uncertain if there is any EATF.
Our verdict
Normally we wouldn’t really post bonuses in Puerto Rico, but this seemed OOS for a bit?
Hat tip to the reader snail
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