Rakuten Credit Card is increasing the earning limit by 4%, adding a $100 referral


Rakuten has announced that on July 15, 2026 the profit limit for Rakuten purchases that earn 4% will increase from $7,000 to $10,000. The change is now in effect for new applicants with the landing page reflecting the new changes.

In addition, they will start a referral bonus of $100. The referral bonus will only be interesting if it can be paired with $200 frequent sign up bonus that is offered.

Hats off to him michikade



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