(Target, DE, DC, MD, NJ, PA and VA only) Fulton Bank $400 Check Bonus

Update 12/7/26: Offer back through 12/31/26. It still has the target language, but this time it costs $400 (previously it was $300). It also only requires a purely checking account this time.

Update 10/3/24: Extends through 12/31/24.

Update 7/6/24: The bonus has increased again to $300. It still has the target language, but it appears in the Google search result.

Update 6/23/24: Bonus is back, $250 again. It still has the target language, but it appears in the Google search result. Hats off to him or 141

Update 4/8/23: Bonus now up to $300

Update 2/19/22: Available again.

Update 24.9.21: Available again, still has target language. It should appear if you do the following search ‘https://www.google.com/search?q=fulton+%24200‘. Hat tip to the reader TOOL

Update 7/15/21: The new link is now available. Has target language ‘To qualify for this offer, you must have entered this page through a direct communication (email or digital ad) from Fulton Bank.’

Update 2/1/21: The deal is back for 2021. Hat tip or 141

Offer at a glance

• Maximum bonus amount: 250 dollars
• Availability: DE, MD, NJ, PA, DC & VA only. May have to live in one of the counties
• Direct deposit required: OPTIONAL
• Additional requirements: ANY
• Hard/soft pull: Soft. Be sure to turn off the overdraft protection
• ChexSystems: yes.
• Credit card financing: Until 500 dollars 50 dollars
• Monthly fees: ANY
• Early account closure fee: ANY
• Family boundary: one (APPLY/does not apply (2)) ANY
• Expiration date: None listed December 31, 2021 December 31, 2022

Offers

Direct link to the offer

• Fulton Bank offers a bonus of up to $400:
  • Earn $400 when you open a simple online checking account and within 60 days of account opening:
    • Get at least 2 qualified direct deposits of $500 or more each within 90 days of account opening
    • Register in eDeclaration
  • Earn $200 when you open a simple online checking account and within 60 days of account opening do one of the following:
    • Make a recurring direct deposit of at least $500. OR
    • Use your contactless debit card to make a purchase at least 15 times, spending $300 or more in total purchases. This includes in-store and online purchases.
    • Earn an extra $50 when you open a Simply Checking account and when you also open a Savings Statements5 account online and deposit at least $1,000 in new money within 60 days. Simply select Savings Statements on the “Your Offers” page during the online account opening process.

Fine Press

• This offer is valid only for new consumer checking account customers who have not had a checking account with any affiliate of Fulton Financial Corporation within the past 24 months.
• Promotion is limited to one cash bonus per person.
• If multiple accounts are opened for the same owner, only the first account will qualify for the bonus.
• Fulton Financial Corporation employees and immediate family members sharing a household are not eligible.
• Cannot be combined with any other offer.
• Offer may be withdrawn without notice.
• Customers are responsible for potential tax implications.
• 25 minimum deposit to open an online checking account.
• This offer is valid when you open a new Simply Checking account and make a minimum of 15 debit card purchases within 60 days of account opening (transactions must post to account within 60 days); or, make a recurring direct deposit in the cumulative amount of $250 or more within 60 days of account opening.
• Direct deposit must be posted to your account within this time frame and is limited to Social Security, pensions, payroll or unemployment. The $200 bonus will be credited to your checking account four to six weeks after the above conditions have been met.
• All bank account bonuses are treated as income/interest and as such you must pay tax on them

Avoidance of fees

Monthly fees

• Simply checking in has no monthly fees to worry about
• Relationship Banking has a monthly fee of $20
  • Minimum daily balance of $5,000 and one customer initiated transaction posted each OR statement cycle
  • Combined deposit and investment balance of $25,000 for the primary or secondary account owner on the last day of the statement cycle and one customer-initiated transaction6 posted each statement cycle

Early account termination fee

I can’t find any reference to an early account termination fee on their website.

Our verdict

The previous best bonus was $150. That’s an additional $50 for the same requirements. I definitely think this is worth doing if you live in a targeted area, I will add that our list of the best checking account bonuses.

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