(Targeted, VA, MD NC) Atlantic Union Bank $400 Checking Bonus


Update 5/16/26: Offer back through June 30, 2026 with same promo code 4004U. Hats off to him Super Pirate formerly PS

Update 2/14/26: Offer back through 3/31/26. It still has the target language, but it shows up on google/socials. Hat tip to the reader JD

Update 12/23/25: The offer is back, this time for $400. Still has target language but showing up in social/google results. Hat tip to the reader No

Update 3/22/25: The offer is back, still has the target language, but appears in different Google results. Valid until June 30. Hats off to him TOOL

Update 1/19/25: Agreement has been returned, contains target language ‘Offer available only to individuals who received direct communication with qualifying promotional code from Atlantic Union Bank. Receipt of this disclosure does not in itself entitle a customer to the offer’ but it may appear when doing a Google search. Hats off to him TOOL

Update 1/22/22: Offer is back and valid through April 15, 2022.

Offer at a glance

  • Maximum bonus amount: 250 dollars
  • Availability: Must reside in Virginia, Maryland or North Carolina
  • Direct deposit required: $2,000+ Direct Deposit
  • Additional requirements: See below
  • Hard/soft pull: Soft
  • ChexSystems: yes, dp mixed on being sensitive
  • Credit card financing: Up to $1,500 No longer offered
  • Monthly fees: ANY
  • Early account closure fee: 180 days, $25
  • Expiration date: November 1, 2021

Offers

Direct link to the offer

  • Atlantic Union Bank offers a bonus of up to $400. You must meet the following requirements:
    • Make qualifying direct deposits totaling $2,000 or more within 90 days of account opening.

Fine Press

  • Cash Bonus Terms and Conditions: (#1) open a new Free Checking, Loyalty Checking, Preferred Checking, or Thank You Checking account by November 1, 2021, AND (#2) make a qualifying recurring direct deposit totaling $2,000 or more each month for three consecutive full statement cycles AND at least 1-0 bits from account opening date card transactions (ATM transactions) every month for three consecutive full statement cycles (months) immediately after the account opening date. If you meet all the above requirements, you will receive a bonus of $250. Satisfy (#1) AND either (#2) or (#3), get a $100 bonus.
  • Offer not valid if you have had an Atlantic Union Bank checking account or received any Atlantic Union Bank cash bonus offer within the last 12 months. Limit one cash bonus offer per customer and new account. The bonus cannot be combined with any other offer. Atlantic Union Bank reserves the right to change the terms of the promotion or end it at any time. All accounts are subject to approval.
  • Bonus Cash Payment: Bonus cash will be deposited into your account within 30 calendar days after all offer conditions are met. Your checking account must be open and in good standing to receive the bonus cash reward. The value of the cash bonus will be reported to the IRS as taxable income.
  • All bank account bonuses are treated as income/interest and as such you must pay tax on them

Avoidance of fees

Monthly fees

They offer a free checking account with no monthly fees.

Early account termination fee

According to fee schedule you will be charged an early account termination fee of $25 if the account is closed within 180 days of opening.

Our verdict

They have offered up to $600 in the pastbut this required a large deposit and was more difficult to maintain a fee-free account. I think this new bonus is better and worth doing if it qualifies. We will add it to best check bonus site.

Hat tip to the reader Avi

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