Update 5/2/26: The deal is back and for up to $850, but requires a savings account now.
Update 12/26/25: The deal is back for the Alamo Heights banking center area. Code is “SANANT”
Offer at a glance
- Maximum bonus amount: $400 / $800
- Availability: Offer only available in The Woodlands, Texas
- Direct deposit required: It says BUT
- Additional requirements: See below
- Hard/soft pull: Gentle pull
- ChexSystems: Unknown
- Credit card financing: ANY
- Monthly fees: $0-$25, avoidable
- Early account closure fee: Unknown
- Family boundary: ANY
- Expiration date: May 31, 2025
Offers
- Bank of Texas offers a $400/$800 bonus when you open a new checking account and meet the following requirements:
Fine Press
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
Master Control has a monthly fee of $25. For each statement cycle that one of the following average daily balance requirements is met, you will avoid the $25 monthly service fee:
- $25,000 or more in linked bank deposit accounts (checking, savings, CDs, FDIC-insured IRAs)
- or $50,000 or more in any combination of qualifying affiliated banks, brokerage (available through BOK Financial Advisors – excludes 529s and managed trusts) and 10% credit balances (mortgages, HELOCs, PLOCs, auto loans and personal loans – excludes small business loans). Accounts are not linked automatically. Please let your banker know which accounts need to be linked.
Early account termination fee
Couldn’t find a fee schedule so uncertain if there is any EATF.
Our verdict
Don’t think the $800 bonus is worth it as it is difficult to keep the account fee free and activate the bonus. $400 bonus may be valid. It is also unclear how strict the location restriction is.
Hats off to him Bockrr
Useful posts about bank bonuses:
