Update 5/7/26: New Levels:
- $2500 – $9999 $100
- $10,000 – $24,999 $125
- $25,000 – $49,999 $250
- $50,000 – $99,999 $750
- $100,000 – $199,999 $1,250
- $200,000 + $2,000
Hat tip to the reader Celia
Update 1/29/26: The deal is back and the maximum is $1,500. Different floors from the previous ones. Hat tip to the reader Frank
Offers
- Betterment is offering an investment bonus of up to $1,500. The bonus you get depends on the amount you deposit within 45 days of opening the account.
Total qualified net deposits Total return on investment for improvement* $2,500 – $9,999 100 dollars $10,000 – $24,999 125 dollars $25,000 – $49,999 150 dollars $50,000 – $99,999 300 dollars $100,000 – $199,999 750 dollars + $200,000 1500 dollars
Fine Press
- A non-taxable fee will apply to the Eligible Account applicable as payment for services from Betterment if, for any reason, you transfer or distribute some or all of your Qualifying Net Deposit or Betterment Investment Reward to an Account that is not an Eligible Account, including internal transfers to a Betterment Joint Account or a Trust Investment Account or a Betterment Investment Account at any time after the last 3 years of the Award Date (the “Retention Period” and such fee, the “Early Exit Fee”).
- If you make one or more eligible deposits, Betterment will offer a Betterment investment reward that varies based on the value of your net eligible deposits in all eligible accounts during the offer period, less any withdrawals you make from any eligible account prior to the reward date and is subject to a 3-year hold period as discussed below. The minimum qualifying net deposits to receive a Betterment investment reward is $1,000 and the table below shows the total amount of Betterment investment reward you are eligible to receive compared to the total qualifying net deposits you make across all eligible accounts.
- Full terms here
Our verdict
Unfortunately, there is a three-year period, this is not competitive other brokerage bonuses because of that retention period.
