Update 4/3/26: The $1,500 offer appears to still be active with code Q2BUS26. Valid until 30.06.26. Hat tip to the reader Sergey
Update 1/15/26: $400/$1200 extended to March 31, 2026 with promo code Q1AFL26. Requires six qualifying transactions now. $1500 still active apparently? with promo code Q1BUS26
Update on 11/19/25: There is now a public link on the $1,500 bonus, this shows the promo code Q4SFS25. It’s a state farm brand deal, but it should work as a public offering for anyone. The lower levels are better, as well as $900 with $10k and $500 with $5k. (ht reader KT) Update: it seems the link errors eventually fail if you don’t use State Farm. It may still be possible with the promo code discussed here.
Update 10/16/25: It may be possible to get even $1,500.
Update 10/1/25: $1000 bonus has been increased to $1200.
Offer at a glance
- Maximum bonus amount: 1200 dollars
- Availability: Nationwide (excludes NY and FL and any other state without branches unless you have an existing relationship)
- Direct deposit required: ANY
- Additional requirements: See below
- Hard/soft pull: Gentle pull
- ChexSystems: Mixed data points
- Credit card financing: Can finance up to $3,000 with a credit card
- Monthly fees: None with paperless statements
- Early account closure fee: ANY
- Family boundary: ANY
- Expiry date: January 14, 2026
Offers
- US Bank offers up to a $1,200 bonus when you open a new business checking account when you use promo code Q4AFL25
- Earn $1,200 when you open a Platinum Business Checking Account Package
- Deposit at least $25,000 in new money within 30 days of account opening
- Maintain at least that balance for 60 days after account opening
- Complete 6 qualifying transactions.
- Earn $400 when you open a Silver Business Checking account package
- Deposit at least $5,000 in new money within 30 days of account opening (Silver or Business Essentials)
- Maintain at least that balance for 60 days after account opening
- Complete 6 qualifying transactions.
- Earn $1,200 when you open a Platinum Business Checking Account Package
Fine Press
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
- The Silver account has no monthly fees to worry about as long as you opt for paperless statements.
- The Platinum account has a monthly fee of $30, this is waived if you are
- An active US Bank Payment Solutions Merchant Account or
- $25,000 average collected checking balance $75,000 combined average collected business deposits and outstanding business loan balances
Early account termination fee
There are no early account termination fees to worry about
Our verdict
There used to be one $800 business check bonus with the same requirements as the current $900 bonus, but only required a silver account which is much easier to maintain for free. Because of this, I think the old $800 bonus is actually better. That being said the new $400 bonus has exactly the same requirements as the old $300 bonus with the same account opening so it’s an upgrade and well worth it. Given that the withdrawal period is now only 12 months, I think the $400 bonus is worth doing and we will add it to our site best business bank bonus site.
Hat tip to the reader Jack
Useful posts about bank bonuses:
Post History:
- Update 7/1/25: This has been expanded to September 30, 2025. $900 bonus now $1000. $500 bonus up to $400
- Update 4/6/25: extended to 6/30/25. Promo code: Q2AFL25
- Update 1/18/25: Expanded to March 31, 2025. The lowest level is now $500 (was $400). The $900 bonus now only requires a $25,000 bonus instead of $30,000.
