Offer at a glance
- Maximum bonus amount: $150 savings and $200 check
- Availability: Select areas in UT, NV, AZ, ID, OR, NM, CA. You can see if you qualify here.
- Direct deposit required: Yes, no minimum specified
- Additional requirements: See below
- Hard/soft pull: Difficult
- ChexSystems: Unknown
- Credit card financing: Unknown
- Monthly fees: ANY
- Early account closure fee: 12 months, bonus forfeiture
- Family boundary: None listed
- Expiration date:
Offers
- America First Credit Union is offering a bonus of up to $350. Divided as follows:
- $150 when you open a savings account and add a checking account
- $200 when you get at least $1,000 in direct deposits within 60 days
Fine Press
- Membership, eligibility, terms, creditworthiness, changes and conditions apply. Primary owners of America First accounts opened within the last 12 months are not eligible, as are employees and volunteers, as well as holders of business, secondary and separate accounts.
- Members will forfeit bonuses if accounts are closed or transferred within 12 months.
- The direct deposit requirement does not apply to bank-to-bank, peer-to-peer (Venmo, Zelle®, PayPal, Apple Pay, etc.) or internal transfer transactions. The cash will be deposited within 60 days of fulfilling the requirements.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
Classic Check has no monthly fees to worry about.
Early account termination fee
The account must be kept open for 12 months or the bonus will be forfeited
Our verdict
Shame about the hard withdrawal, but otherwise it seems worth doing especially since you can get part of the bonus without a direct deposit/checking account. Previous bonuses they’ve all been for less money or available in fewer areas. We will add this to our list best control bonuses.
Hat tip to the reader Bockrr
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