Offer at a glance
- Maximum bonus amount: $400 + $100 charitable donation
- Availability: WI/MN
- Direct deposit required: ANY
- Additional requirements: 10 debit card transactions in August and September
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card financing: Unknown
- Monthly fees: None with eStatements
- Early account closure fee: None listed
- Family boundary: None listed
- Expiration date: 31.7.2026
Offers
- Westconsin Credit Union is offering a $400 bonus + $100 charitable donation when you meet the following requirements:
- Become a member
- Open an eSmart checking account
- Complete 10 debit card transactions in August
- Complete 10 debit card transactions in September
Fine Press
- Get a $400 bonus after you open a new Basic Stock (Savings) and eSmart Checking account between 07/01/2026 and 7/31/2026 and make at least 10 debit card transactions per month for 2 full consecutive calendar months immediately after account opening.
- Regardless of which day in July the accounts are opened, the new member will need 10 qualifying transactions in August and September to qualify for the incentive.
- Membership qualification required.
- The primary owner of the account is the owner, the taxpayer identification number, such as a social security number, is assigned to the account and has tax liability.
- Acceptable debit card transactions include: purchases made using PIN, signature, online or by phone, payments, including one-time or recurring purchases, with the digital wallet with your WESTconsin Credit Union debit card.
- Debit card transactions must be posted by the end of the qualifying periods to count toward that period’s required number of qualifying posted transactions. Business accounts and minors under the age of 18 are not eligible.
- Members who are primary owners of existing WESTconsin accounts or previous WESTconsin accounts in the past 12 months are not eligible.
- Accounts must be in good standing upon receipt of a payment.
- The $400 bonus incentive will be deposited into the qualifying member’s primary stock account until October 31, 2026. WESTconsin reserves the right to withhold or reclaim incentives if qualifications are not met.
- Limit of one account per member may be included in the promotion.
- Promotion is subject to federal and state tax requirements, which are the responsibility of the account holder.
- WESTconsin Credit Union reserves the right to end this promotion at any time.
- There is no minimum balance with an eSmart Checking account. Other fees, conditions or restrictions may apply.
- For more information, refer to the Membership Agreement, the Truth in Savings Disclosure, the Agreement for Electronic Funds Transfers and Service Fees and Charges. Provided by NCUA.
- A designated charitable donation by WESTconsin Credit Union that meets the credit union’s Mission Giving and Donations Policy will be made in the amount of $100 for each qualifying new member of this campaign. The donation will be made until October 31, 2026.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
$3 fee if not enrolled in eStatement within first 30 days of opening
Early account termination fee
I didn’t see any mention of an EATF in the fee schedule.
Our verdict
It looks like a very easy (and huge) bonus with no direct deposit required. I also like the $100 charity donation. The big question is how hard it is to approve. As always, share your experiences in the comments below.
Hat tip to the reader Thanks Mids
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