Update 4/27/26: Back to 5/31/2026, it has the target language again. However, it is being advertised in branch without the online link, so you should be able to apply in branch for the offer and be eligible.
Update 5/25/25: Offer back through 8/31/25. Hat tip to the reader Tikky
Note: The terms state “Eligibility: This offer is non-transferable and is only available to those who have received the offer at the address stated in the mailer.” so it is most likely aimed at the internet. However, it is being advertised in branches without the online connection, so you should be able to apply at the branch for the offer and qualify.
Offer at a glance
- Maximum bonus amount: Up to $1,500
- Availability: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, DC, MD, FL
- Direct deposit required: ANY
- Additional requirements: See below
- Direct deposit required: No.
- Additional requirements: See below
- Hard/soft pull: Gentle pull
- ChexSystems:Mixed data points
- Credit card financing: ANY
- Monthly fees: 0 – 25 dollars
- Early account closure fee: ANY
- Expiration date: 16.5.2025
Offers
Direct link to the offer (not shown to everyone)
- Citizens Bank is offering a business checking bonus of up to $1,500
- Open your first new Business Advisor Checking® or Clearly Better Business Checking® account
- Deposit and save funds until August 31, 2025:
- Deposit $5000 and earn $300
- Deposit $15,000 and earn $500
- Deposit $30,000 and earn $750
- Deposit $100,000 and earn $1,500
- Make five qualifying transactions within two months
Fine Press
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
- Clearly, Best Business Control has no monthly fees to worry about.
- Checking Business Advisor has a monthly fee of $25. This is removed with one of the following:
- Average daily balance $10,000 -OR-
- Combined monthly balance $35,000.
Early account termination fee
As far as we know there is no early account termination fee.
Our verdict
Update: Funds don’t need to be deposited until June 30, so returns are more like:
- $300, 30%
- $500, 16.7%
- $750, 12.5%
- $1,500, 7.5%
Hat tip to the reader JD
You have to tie up funds for three and a half months, more likely closer to four months after everything is done. The return gets worse the further you go after the bonus. For example, the annual returns are roughly as follows:
$300, 24% APY$500, 13.3% APY$750, 10% APY$1,500, 6% APY
The bonus is worth doing, but it is not available for a long time. Added to best business check bonuses.
Hats off to him NGB
Useful posts about bank bonuses:
